Portrait of Annette, licensed insurance agent
About Annette

A licensed agent who listens first.

I became an insurance agent because I saw too many people over-sold policies they didn't understand — or under-protected because they never got a straight answer. My promise is simple: honest advice, patient explanations, and a plan that fits your life.

Licensed & Independent

Fully licensed insurance producer, contracted with multiple top-rated carriers so I can recommend what fits you — not what pays the most.

Focused Expertise

Specialized in Life, Health, and Disability coverage. Deep experience with families, professionals, and the self-employed.

Based in California

Home-office in California and working with clients in every state I'm authorized in. See the disclosures page for current state authorizations.

Mission

Insurance decisions should feel clear, not confusing.

My mission is to help clients feel genuinely informed — not just insured. That means real conversations, plain-English explanations, and coverage that changes as your life changes.

I work as a fiduciary-minded advisor: your interests come first, always.

Licensing & Credentials

  • Home state: California
  • License number: [Annette to add]
  • National Producer Number (NPN): [Annette to add]
  • States authorized: California (list updated as additional states are added)

Insurance products are offered subject to state licensing requirements. See our disclosures page for details.